Read the contract before you sign

Plain-English Canadian car finance.

Bi-weekly articles from an F&I expert. The lines, the fees, the products, and the moves that save you money before you sign.

Latest article

Just published.

May 21, 2026 · 9 min read

The 5 F&I add-ons every Canadian car buyer sees.

A plain-English walk-through of extended warranty, GAP, tire and rim, anti-theft, and creditor insurance. What each one does, why it exists, and how to walk into the F&I desk ready. Written by an F&I expert.

May 4, 2026 · 11 min read

How to read a Canadian car loan contract before you sign.

A line-by-line walkthrough of every part of a Canadian auto-finance contract: the cash price, the APR, the F&I products, the Total Obligation. Written by an F&I expert.

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Trade-in value: why the offer feels low, and what to do.

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